Property Damage Claims

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No two property damage claims are alike, especially in New York.  Most property damage claims are based upon principles of negligence and/or contract law. The lawyers at the New York Property Damage firm of AGULNICK KREMIN may be able to help. 

Often, if you have had a loss and you are uninsured, you can bring a lawsuit against the party or parties who are responsible for the damage.  Even where there is insurance for a loss, there may be portions which are in fact not insured, or where the limits of your policy are insufficient to cover the extent of the damage you sustained. You may be able to seek damages from the wrongdoer if you still have losses, even if you had insurance.

Our property damage claim attorneys in New York have successfully handled damage claims ranging from a neighbor's tree growing through a wall to  fire damage claims brought by uninsured tenants in a building.  Our attorneys will personally visit the site and start an investigation immediately.  

We employ a hands on approach and develop our cases with the assistance of engineers and experts in the relevant field.  The statute of limitations for a negligence property damage case in New York is three years from the date of the damage.  However, it is important to act quickly so as to prevent any loss of potentially valuable evidence and opportunity to investigate.​​

​We are proud to say that we received many referrals from Public Adjusters, other attorneys, and even former adversaries for all types of property damage claims.  It all starts with a free consultation.  We practice in Nassau and Suffolk Counties on Long Island, Kings, Queens, Bronx, and New York counties, Westchester, and throughout New York.  Our experienced New York attorneys can assist you with all components of your insurance claim in both State and Federal Courts from from Albany to Nassau and Suffolk County in Long Island, Queens, Brooklyn, Manhattan, Bronx, throughout the NYC area. 

If an insurance company has demanded an Examination Under Oath (EUO), or you have questions about the Appraisal Process, or if your claim has been denied or underpaid, or there was bad faith, we can assist. Insurance claims are often very complicated and there are many pitfalls.  Our attorneys have litigated insurance issues including Cooperation Clause, Proof of Loss requirements, Notice, Residency, and the provisions of the policy as a whole.  The insurance company has a team of adjusters and lawyers working for them, and so should you.  

We have successfully handled virtually every type of loss, including flood damage claims, water damage, wind, frozen pipe/pipe burst, collapse, puffback, fire, mold, vandalism, theft and more,  with ever major insurance carrier in New York.  We are very proud that we received many referrals from Public Adjusters, other attorneys, industry professionals and even former adversaries.  ​​​

While an insurance policy is a contract, the time to file a lawsuit, or statute of limitations, for a denied claim is actually much shorter than a typical breach of contract claim.  Insurance policies in New York State and elsewhere limit your time to file.  Most New York policies allows only two years to file from the date of the loss itself, with some being as short as one year.  Do not delay and call for your free consultation.